Our Investment Propostion

Model Portfolio Service

INNOVATIVE - HIGHLY DIVERSIFIED - COST EFFICIENT - RISK TARGETED - PROVEN INVESTMENT EXPERTISE

A modern investment solution that fits your needs

Working together with a leading indepedent UK based multi-asset investment specialist, our Model Portfolio Service (MPS) consists of five highly diversified multi-asset class portfolios designed to meet a range of client investment objectives.

The multi-asset portfolios are diversified across: Asset Class, Geography, Currency and Factor. Each portfolio carefully blends a mix of five broad asset classes: Equities, Fixed income, Alternatives, Diversifying Assets and Cash. By adjusting this mix, our portfolios cater for a range of investment goals and risk appetites.

How the portfolios work?

Once we have defined your objectives, assessed your attitude to risk and capacity to loss, we will generate a customised investment report showing a detailed breakdown of the underlying assets proposed that will meet each client’s objectives, split between active and passive funds.

A modern appraoch to Investing

Our association with a leading indepedent UK based multi-asset investment specialist enables clients to benefit from:

Efficient and dynamic

The Growth Wealth Portfolios combine two complementary investment styles specifically designed to work with each other:

  • Institutional investment expertise

Investment team with 40+ years combined industry experience across multi-asset, equities, fixed income, absolute return and private equity.

  • Modern portfolio approach

Efficient portfolios combining the benefits of a ‘unitised’ multi-asset approach ensure that the total cost of the portfolio, including underlying fund charges remain competitive.

  • Cost efficiency

Blended solutions which invest across the breadth of the asset management space, combining low-cost Passive allocation with both Actively Managed funds & Direct securities

  • Active non-disrectionary management

Optimised portfolio re-balancing ensuring clients benefit from the efficiencies of active management.

Please note: the above information does not constitute an offer or a recommendation to purchase or sell any financial products. The information and analysis contained herein are based on sources believed to be reliable, however, we do not guarantee their timeliness, accuracy or completeness, nor do we accept liability for any loss or damage resulting from your use of this information. Any opinions expressed reflect our current judgment at the date of this information and are subject to change without notice.

Any investment in financial instruments entails substantial risks, the degree of which depends on the nature of each investment and may not be suitable for all investors. The value of any investment may increase or decrease in value and investors may lose all their invested capital.

Disretionary Fund Management

Working together with a trusted external panel of Discretionary Fund Managers (DFMs) who offer a financial service where investment decisions and portfolio management are delegated to a professional investment manager or a team of experts. This form of investment management allows the manager to make decisions on your behalf without obtaining your prior approval for each transaction.

The appointed Discretionary Fund Manager has full discretion to buy, sell, and manage your investments but will take into account your financial goals, risk tolerance, time horizon, and any specific preferences when constructing and managing the investment portfolio.

Typically, they will adopt an active approach which involves monitoring the financial markets, economic conditions, and investment opportunities. The goal is to make strategic adjustments to the portfolio to capitalise on market trends or mitigate risks. In this instance you will benefit from the professional expertise of fund managers who have a deep understanding of financial markets, investment instruments, and economic trends. This expertise is leveraged to make informed decisions that align with your financial objectives.

Discretionary fund managers often have access to a broad range of investment opportunities, including equities, fixed income, alternative investments, and international markets. This allows for diversification and the creation of a well-balanced portfolio.

You will receive regular reports and updates on the performance of your investment portfolio and regular communication about the investment strategy and any changes made to the portfolio, to ensure alignment with your evolving financial goals.

The services offered by a DFM are scalable, making them suitable for a range of investors, from individuals with relatively small portfolios to high-net-worth individuals and institutional investors. The level of customisation can vary based on your individual preferences and the size of the investment.

Discretionary fund managers are subject to regulatory oversight to ensure compliance with industry standards and protect the interests of investors. This regulatory framework helps provide a level of assurance regarding the professionalism and ethical conduct of the fund manager.

Paying for this service typically involves fees charged by the fund manager for their expertise and services. These fees can be based on a percentage of assets under management, performance-based fees, or a combination of both. It is essential for you to understand the fee structure and how it may impact your overall returns before entering into an agreement.

Discretionary fund management can be a viable option for investors who prefer a hands-off approach to managing their investments or who lack the time, expertise, or inclination to actively make investment decisions.

To find out more