Our Services
If you have financial needs or specific goals we can help
Whether you are planning a move overseas, moving away from a country where you have been living and working for a while or have been living abroad for some time, understanding the steps you need to take whilst potentially coping with a new language can be difficult enough. Add to that the need to understand how things differ financially with areas such as pensions, investments and most importantly how the decisions you make can affect your tax status and it can easily become overwhelming.
There is a lot of information available online but you can often be left with conflicting messages and the challenge of deciding what is actually relevant to you, especially with ever-changing local regulations and paperwork requirements.
Your circumstances are unique and will require an individualised approach with help focusing specifically on the areas you really need to understand and make decisions about.
Our experience covers all aspects of financial planning
We also work with carefully selected professional partners who can assist with visa requirements, tax advice, legal advice, general insurance, will writing, mortgages and currency exchange, to ensure that you have everything covered.
Our investment proposition
For regular savings, pensions & investments
Our Financial Planning Process
1. Establishing Goals and Objectives:
Identify and prioritise your financial goals, both short-term and long-term. These may include buying a home, funding education, saving for retirement, or starting a business. Clearly defining your objectives sets the foundation for the entire financial planning process.
2. Gathering Financial Data:
Collect information about your current financial situation. This includes details about income, expenses, assets, liabilities, insurance coverage, and investment holdings. Having a comprehensive overview of your financial landscape is crucial for informed decision-making.
3. Analysing and Evaluating Financial Status:
Assess your financial health by examining the information gathered. This step involves evaluating your net worth, cash flow, and understanding your risk tolerance. It helps in identifying areas that need improvement and opportunities for optimising your financial resources.
Financial planning is a comprehensive process that involves assessing your current financial situation, defining your goals, and developing strategies to achieve them. We begin with an initial consultation to discuss your requirements and once we have a deeper understanding of what you are hoping to achieve, we then agree on a strategy, level of service and timeframe to suit you. Our process normally has six stages which provide a structured framework for you to navigate your financial journey:
4. Developing a Financial Plan:
Create a personalised financial plan that outlines specific strategies to achieve your goals. This plan will address various aspects, including budgeting, investment strategy, tax planning, insurance coverage, and estate planning. The goal is to align your resources with your financial objectives.
5. Implementing the Plan:
Put your financial plan into action by executing the outlined strategies. This may involve opening investment accounts, adjusting your budget, securing insurance coverage, or making changes to your estate plan. Implementation is a critical step in turning your financial goals into a reality.
6. Monitoring and Reviewing the Plan:
Regularly review and monitor the progress of your financial plan. Life circumstances, market conditions, and personal goals can change, and your financial plan should adapt accordingly. Periodic reviews help ensure that your plan remains relevant and effective over time.
Financial planning is an ongoing process that evolves with changes in your life and the broader economic landscape. By following these six steps and regularly reviewing your financial plan, you can work towards achieving your financial goals and building a secure financial future. Engaging with financial professionals, such as our financial advisers and accountants, can provide valuable insights and guidance throughout the process.